ClawBank's Manfred AI Agent Autonomously Forms U.S. Company, Secures IRS EIN, Bank Account, and Crypto Wallet
On April 26-27, 2026, an AI agent named Manfred incorporated an Ohio LLC, filed for an IRS Employer Identification Number, opened an FDIC-insured bank account, and set up a crypto wallet. No human signed anything. No human made a phone call. The whole sequence took approximately 60 seconds of clock time. If that sounds like science fiction, it isn’t anymore. ClawBank’s Manfred is the first publicly documented AI agent to complete the full legal and financial formation stack for a U.S. business entity — autonomously, end-to-end, without human intervention. ...